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European payment wallets form a shared interoperability network.

Bancomat, Bizum, EPI/Wero, SIBS-MB WAY and Vipps MobilePay have formed the European Network for Payments to connect their systems.

Sep 30, 2026 · Verified briefing · By NOW MATTERS Editorial Desk
Topics: digital wallets · European payments · payment interoperabilityUpdated 2026-09-301 min read2 sourcesManual publication
Editorial graphic showing five payment nodes connected through a shared European interoperability layer.
NOW MATTERS · Owned original editorial graphic · Rights verified: Licentico LTD / NOW MATTERS · Rights record
Why it matters

Interoperability can expand the usefulness of domestic payment apps without requiring consumers to switch brands. The practical test is whether the shared layer can move from cross-border person-to-person transfers into ecommerce and point-of-sale payments at meaningful scale.

What happened

Bancomat, Bizum, EPI Company/Wero, SIBS-MB WAY and Vipps MobilePay announced a jointly owned European Network for Payments. Their announcement says the entity will operate and scale interoperability between the existing solutions, beginning with cross-border person-to-person payments before later ecommerce and point-of-sale phases.

Who is affected

Consumers using participating European wallets, merchants, banks and payment service providers are the most direct groups affected. Existing wallet brands and user experiences are intended to remain in place while the systems connect underneath.

What comes next

The next evidence is technical rollout: cross-border availability, participating markets, transaction reliability, merchant acceptance and whether later ecommerce and point-of-sale phases move from roadmap to live use.

Source transparency

Every published briefing identifies the sources used and why each source is relevant. Primary sources document first-party claims; independent sources add external reporting or verification.

Primary sourceJoint European Network for Payments announcement, Sep 30, 2026Joint participant announcement describing the new entity, participants, interoperability model and rollout sequence.
Independent sourceReuters, Sep 30, 2026Independent reporting on the payment groups, their scale and the competitive context for the interoperability initiative.

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